Homepage – Forum › Forums › Off Topic › Warning to those who do on-line banking
- This topic has 9 replies, 5 voices, and was last updated 9 years, 3 months ago by KIOWA.
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June 19, 2015 at 9:14 pm #8247marysueParticipant
I got the shock of my life yesterday. Ironically I was out and about distributing flyers at the Rockyview for the 5KM walk and come home to a message to call my bank right away. I did so and it turns out that someone or someones had hacked through to my account and did an email transfer out for just over $1300. I’m grateful to the fraud protection people’s diligence in catching this.
So…I spent the rest of the day running around changing all my cards, passwords, etc. etc. NO MORE ON LINE BANKING FOR ME. I had suspected that my laptop had a virus and had taken into the shop just prior to my flyer run to the Rocky. Who knew that they would be able to get my banking info. I do very little on line banking; just view only but it was enough to allow them access. So my word to the wise is be very VERY careful if you do on-line banking. Thankfully the funds are insured and I will eventually get it back but it is a pain in the *** all the same. All I can say is these individuals obviously don’t care and don’t even want to work at an honest job. I just thought I’d post this as a warning.
June 20, 2015 at 12:28 am #19224sheltiesParticipantHi Marysue, gee that’s pretty scary isn’t it. If these scoundrels ever put their smarts to good use, as in something productive, they could do great and wonderful things with their lives. I wouldn’t have a clue as to even begin to try and figure out how to do something like that, but then I guess one would have to be thinking along the same lines as these individuals. Sorry this has happened to you and I hope you don’t have to wait too long to get your money back. I know the inconvenience of having to change all your cards is very time-consuming as well and just very frustrating to have to do that because of these little so and sos. I know it has happened to lots of other people in the past, but a reminder now and then from someone who has been scammed can be very useful as well.
Take care.
LorraineJune 20, 2015 at 3:49 pm #19226marysueParticipantThanks Lorraine. My son had several suggestions as well for further protection so they will be getting implemented. I don’t want to ever go through this again. Now I know what people mean when they say they feel violated when victimized by crime. The thought that someone could actually go through my stuff online is really freaking me out. I wanted to share my experience in the hopes that I prevent this from happening to someone else.
June 22, 2015 at 1:14 am #19229Rick BParticipantThe hackers are out there everywhere. When using online banking make sure you access from a secure internet connection, change your password often and when setting your password make it difficult to replicate with a combination of numbers/letters and accepted characters.
If you are proactive with pw changes and always access through a secure internet connection it will reduce the chance of being compromised considerably.
June 22, 2015 at 1:49 pm #19230marysueParticipantYou’re absolutely right Rick. I thought my laptop at home was secure with virus protection and all that but obviously not. I’ve never done on-line banking on a public computer or when my laptop is elsewhere. I also think my password for that time may have been the problem but I’m not sure. My laptop is in the shop being serviced. At any rate everything is changed over and no matter what I won’t trust on-line banking again. I did get my monies refunded from the bank over the weekend which is great and all but this bothers me on many fronts. Firstly, that people can actually spy on what you’re doing on your computer and the fact that my bank which has been great to me over the years had to foot the bill for this. I know it is the risk that they assume for allowing customers to do online banking but it just doesn’t seem right. Lastly, the fact that people can do this and other crimes to others without conscience is really frightening.
June 22, 2015 at 1:53 pm #19231EddieMParticipantI’ve had that a number of times. Had my visa and my bank card compromised. I’ve had a flag placed on everything at this point in time, so anything out of the ordinary occurs they call me immediately (unless I tell them ahead of time). I bought a new TV a few months back and within 5 mins of the charge they were on the horn. Impressive!
The good thing is that the bank takes full responsibility for all of that and you have nothing to worry around in any case, unless of course you provide your card and PIN to someone.
Just to give you any idea of how many times its happened to me, I am on my 36th instance of bank card.
Oh, you can also contact TransUnion and/or Equifax and have them monitor your credit, though they will charge, whereas the bank does not.
Ed
June 29, 2015 at 6:42 pm #19271marysueParticipantThanks, Eddie. Another tidbit I learned from my son is that if you have a camera lens on your laptop or device and a virus gets implanted in it, the perp can then see you. That scared the #$^$&^&^** out of me so now I’m going to cover up the lens unless I’m skyping.
June 29, 2015 at 11:27 pm #19273sheltiesParticipantWhoa! Are you telling me that you can be seen from the camera lens on your laptop if you’ve been scammed? Wow! I got the cold shivers when I read that one. This is really creepy. Good to know though.
Lorraine
June 30, 2015 at 2:57 pm #19278marysueParticipantThat’s what my son says. It is a really creepy thought. The only satisfaction I get is that the thought of some perp seeing me sitting in front of the computer with messy grey hair, bleary eyes in a old ratty housecoat must have been a real turn on! (Only kidding!) I’m covering the lens except for when I skype so if it happens again the SOB won’t see me. I’ve also shut down my social media too in case that was the source of the leak.
August 2, 2015 at 2:09 pm #19358KIOWAParticipantI have never done any on line banking and I don;t plan to either. I also don’t have my savings or checking accounts attached to anything and I don;t use debit cards or cash machines. I have an inherent distrust of the internet and the banking industries.
Kiowa
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